Turn your invoices into working capital
Get up to 90% of your invoice value within 24 hours. No collateral required. Transparent pricing with no hidden fees.
Why Choose Us
Built for Ghanaian businesses
Everything you need to turn outstanding invoices into immediate working capital.
Fast Funding
Get up to 90% of your invoice value advanced within 24 hours of approval.
No Collateral
Your invoices are the security. No property, fixed assets, or personal guarantees needed.
Transparent Pricing
Clear fee structure with no hidden charges. Know exactly what you pay upfront.
Credit Protection
Optional credit insurance protects you against buyer defaults and late payments.
Collection Services
Professional receivables management and outsourced collections on your behalf.
Digital Platform
Submit, track, and manage everything online with real-time status notifications.
Pricing
Calculate Your Funding
See how much working capital you could unlock from your outstanding invoices.
What we offer
Assign your receivables to Fidelity Bank and benefit from:
- Financing 80-90% of invoices upfront
- Professional receivables administration
- Outsourced collection services
- Credit insurance protection
Documents Required
- Company profile & registration
- Last 2 audited financial statements
- Sample invoices to buyers
- Receivables aging analysis
- Assignment of receivables
Factoring Cost Simulator
See what you could receive for your invoice
Calculation Results
You Receive (Net Payable)
GH₵8,414,213.70
Receive this amount within 24 hours of invoice approval
This is a simulation based on indicative rates. Actual rates may vary based on your facility agreement, buyer creditworthiness, and invoice details. Contact us for a personalized quote.
Process
From application to funding in 4 steps
Our streamlined process gets you funded in as little as 24 hours.
Apply Online
Complete our application in under 10 minutes with basic business details.
Submit Documents
Upload your invoices and supporting documents through our secure portal.
Get Approved
Receive a decision within 24 hours of submitting your complete application.
Receive Funds
Up to 90% of your invoice value deposited directly to your bank account.
Ready to improve your cash flow?
Join hundreds of Ghanaian businesses that have unlocked working capital with Fidelity Bank.
Get in Touch
Have questions? Our team is here to help.
Call Us
0800 344 354
Email Us
factoring@fidelitybank.com.gh
Visit Us
Ridge Tower, Accra